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Retirement Accounts

Whether you are saving for retirement or your child's education, saving for your future is easy with a Home Loan Investment Bank IRA.

IRA options include traditional, Roth, and SEP depending on your saving needs.

Benefits Include:

  • No minimum monthly balance
  • No monthly fee
  • Low $1,000 minimum opening deposit for fixed rate
  • Interest compounded daily
  • Terms from 1 year to 5 years
  • Interest distributions can be directly deposited into Home Loan Investment Bank Savings Account


1 year IRA 0.75%
18 month IRA 0.80%
2 year IRA 1.30%
3 year IRA 1.75%
5 year IRA 2.10%


*APY is as of 04/04/2016 and is subject to change without notice. Minimum of $1,000 is required to open an account.
Minimum IRA balance of $1,000 is required. Penalty for early withdrawal. Rates apply only to residents of RI, MA and CT.