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MORTGAGE COMPARISON CHART

With many different types of loans, we are confident that we can meet your financial needs.

The following table outlines some of our more popular programs. If you want more information or would like to hear about other options, contact us – we’re happy to answer any questions.

HOME LOAN LOAN PROGRAMS
Standard Fixed Rate Loan Available in 5 to 30-year terms. Borrow up to 85% of collateral value depending on program and credit. Can refinance and take cash out at the same time while still having only one monthly payment. Designed for people who want peace of mind from knowing that the interest rate and monthly payment is fixed throughout the life of the loan.
FHA Loan Federally insured loan with flexible credit and loan-to-value guidelines. Cash out, refinance, or purchase up to 85% of your home’s appraised value. Fixed interest rate and no pre-payment penalty. Available in 15 & 30-year terms. Designed for people who are in need of flexible underwriting guidelines and have little money to put down.
Purchase Loan Available for borrowers looking to purchase a property. Flexible down payments starting as low as 3.5% of collateral value depending on the program. Fixed rate loan available in 5 to 30-year terms. Designed for people who are looking to own their home and have little money to put down.
Commercial Loan Programs include SBA 7(A) and USDA Commercial loans. Loan amounts from $250,000 up to $5 million. Loan terms up to 30 years with no balloon payments. Flexible debt-service coverage. Designed for small businesses and industries that other banks overlook.