|Standard Fixed Rate Loan
||Available in 5 to 30-year terms. Borrow up to 85% of collateral value depending on program and credit. Can refinance and take cash out at the same time while still having only one monthly payment.
||Designed for people who want peace of mind from knowing that the interest rate and monthly payment is fixed throughout the life of the loan.
||Federally insured loan with flexible credit and loan-to-value guidelines. Cash out, refinance, or purchase up to 85% of your home’s appraised value. Fixed interest rate and no pre-payment penalty. Available in 15 & 30-year terms.
||Designed for people who are in need of flexible underwriting guidelines and have little money to put down.
||Available for borrowers looking to purchase a property. Flexible down payments starting as low as 3.5% of collateral value depending on the program. Fixed rate loan available in 5 to 30-year terms.
||Designed for people who are looking to own their home and have little money to put down.
||Programs include SBA 7(A) and USDA Commercial loans. Loan amounts from $250,000 up to $5 million. Loan terms up to 30 years with no balloon payments. Flexible debt-service coverage.
||Designed for small businesses and industries that other banks overlook.