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New Year's a risky time for some motorists

Posted on Friday, December 28, 2012 at 4:51:26 PM

Millions of Americans are gearing up for New Year's festivities, but car owners planning to drive to parties and other locations during this time should be careful.

According to AAA, New Year's is the deadliest day for American motorists. This is the believed to be the result of excessive alcohol consumption and winter weather, both of which can make driving difficult.

In an effort to reduce incidents of drunk driving this New Year's and in the future, the industry group has called for the more widespread implementation of ignition blocks. This devices disallows a driver with a DUI conviction from starting their car's engine, unless they use a breathalyzer that measures their blood alcohol content.

The call for additional ignition blocks was quickly applauded by a number of automobile organizations and agencies.

"I commend AAA for stepping up for safety," said National Transportation Safety Board chairman Deborah Hersman. "Technologies, such as ignition interlocks, will reduce alcohol-related crashes on our nation's roadways. We look forward to working alongside AAA and its clubs to eliminate the nation's top killer on our roadways - impaired driving."

Beginning of year a good time to buy a car
Once you safely navigate the roadways in the coming week, you may want to reward yourself with a new automobile to start fresh in the new year.

The early month of 2013 is a smart time to purchase a car. Many dealerships use this opportunity to clear out their old inventories to make way for newer models. As a result, there are are often a number of bargains available for both new and used vehicles. No matter which options you choose, you should utilize auto financing to complete your transactions.

However, prior to contacting Home Loan Investment Bank it's important to find out information on your auto financing options. To ensure you get the best deal possible, take a look at your credit.

To get a feel for your credit standing, order a copy of your report from one of the major credit reporting bureaus: TransUnion, Experian or Equifax. Under federal law, you are entitled to one free annual copy from each company.ADNFCR-16001052-ID-800935754-ADNFCR