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Home Loan was started to help our customers achieve their goals, and we're proud of our track record. But don't take our word for it. Here's what some of our customers have to say:

"Working with Mario [Loan Originator] at Home Loan Investment Bank made the often rocky road of refinancing smooth and almost easy. Once we sent our information to Mario he reviewed it quickly, and promptly let us know if anything was missing. We were in Arizona, the property we were refinancing was in Maine, and Mario was in Rhode Island, but working with Mario was like working with a next door neighbor!"

– Dave M.

 "In this day and age, it is rare to find true kindness, consideration and courtesy. Emily [Loan Originator] was all of those things and more. I just wanted you, her manager, to know what a really excellent job she did for us. Thank you.

– D. Gayle & Robert W.

"This is just to thank you for all of your help. We finally closed on the houses! Please know that we are very thankful to you for helping us achieve a 'new' dream in America. My husband came to America 18 years ago with one dollar in his pocket and now he owns three houses... thanks to Home Loan Bank."

– Carolina B.

"Thanks to Kristin [Loan Originator] and your bank loan, this New Year is certainly looking brighter for me and my children. I know that I am one of the many thousands of people your bank deals with on a daily basis, but I never felt like a number or an account."

– Maggie C.

"I am writing to thank your for the opportunity for us to finally bring our previously high mortgage rate down. Due to financial difficulties over the past several years, until now we have been unable to do so. The opportunity your institution has made available for us is making all the difference in us securing our financial future."

– Karen T.

 "Thank you so much for all your help on our recent loan. Your professionalism, knowledge and great customer services made it all happen."

 – Frank and Eileen S.

"I closed on a home refinance with Home Loan Investment Bank in May. Mario [Loan Originator] made the process easy and painless. Mario and Home Loan were great to work with. It was just like your neighborhood bank on the phone and over email, and they were always available to move the process forward. This was truly a once in a lifetime refinance opportunity. I have the same monthly payment for a 15 year fixed mortgage versus my old 30 year fixed mortgage. Thank you. "

– Nils M.

"Thank you for superior professionalism and just plain human compassion throughout my refinancing process."

– Sonja S.

"I have been a Real Estate Broker for over 24 years, dealt with a lot of banks, bankers and brokers and I have never been treated so kindly."

– Evelyn B.

"Lance [Loan Originator] was extremely helpful, answered all of our questions promptly, whether asked by phone or fax, and his attention to detail and follow up were commendable. It may be a level of excellence that you expect from all of your agents, but we found it exceptional and worthy of comment."

– Harold S.

"We have told other people about the great way we were treated and about the smooth refinancing experience your company and Emily [Loan Originator] provided and have referred them all to you for help in refinancing their home."

–Gay and John B.

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3 used cars to avoid

Posted on Monday, October 1, 2012 at 3:43:53 PM

While used-car prices have come down slightly from their unprecedented high just a few months ago, values still remain near record levels, according to the National Automobile Dealers Association (NADA) Used Car Guide. Using auto financing to purchase a vehicle is a large commitment and buyers don't want to accidentally stumble into a lemon.

Here are three used cars to avoid:

1. Cadillac STS. Forbes reports that this vehicle was discontinued following 2010 and it has regularly failed to score well in J.D. Power's dependability measurements. Not only is the vehicle expensive to repair, but Consumer Reports claims the car had many issues with its electrical and breaking systems.

2. Chevrolet Aveo. This compact car was an inexpensive purchase option when first released in the mid-2000s. However, the car's low sticker price was not enough to please consumers or auto experts, as the vehicle sacrificed reliability, features and comfort, which led to expensive repairs and maintenance later on.

3. Jeep Liberty. Potential car buyers looking at larger vehicles such as a truck or SUV may have seen this vehicle left on a used car lot. The Jeep Liberty features a track record of mediocre performance and poor fuel economy as its main characteristics, as well as a lackluster safety score, according to the news source. ADNFCR-16001052-ID-800875821-ADNFCR