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Home Loan was started to help our customers achieve their goals, and we're proud of our track record. But don't take our word for it. Here's what some of our customers have to say:

"Working with Mario [Loan Originator] at Home Loan Investment Bank made the often rocky road of refinancing smooth and almost easy. Once we sent our information to Mario he reviewed it quickly, and promptly let us know if anything was missing. We were in Arizona, the property we were refinancing was in Maine, and Mario was in Rhode Island, but working with Mario was like working with a next door neighbor!"

– Dave M.

 "In this day and age, it is rare to find true kindness, consideration and courtesy. Emily [Loan Originator] was all of those things and more. I just wanted you, her manager, to know what a really excellent job she did for us. Thank you.

– D. Gayle & Robert W.

"This is just to thank you for all of your help. We finally closed on the houses! Please know that we are very thankful to you for helping us achieve a 'new' dream in America. My husband came to America 18 years ago with one dollar in his pocket and now he owns three houses... thanks to Home Loan Bank."

– Carolina B.

"Thanks to Kristin [Loan Originator] and your bank loan, this New Year is certainly looking brighter for me and my children. I know that I am one of the many thousands of people your bank deals with on a daily basis, but I never felt like a number or an account."

– Maggie C.

"I am writing to thank your for the opportunity for us to finally bring our previously high mortgage rate down. Due to financial difficulties over the past several years, until now we have been unable to do so. The opportunity your institution has made available for us is making all the difference in us securing our financial future."

– Karen T.

 "Thank you so much for all your help on our recent loan. Your professionalism, knowledge and great customer services made it all happen."

 – Frank and Eileen S.

"I closed on a home refinance with Home Loan Investment Bank in May. Mario [Loan Originator] made the process easy and painless. Mario and Home Loan were great to work with. It was just like your neighborhood bank on the phone and over email, and they were always available to move the process forward. This was truly a once in a lifetime refinance opportunity. I have the same monthly payment for a 15 year fixed mortgage versus my old 30 year fixed mortgage. Thank you. "

– Nils M.

"Thank you for superior professionalism and just plain human compassion throughout my refinancing process."

– Sonja S.

"I have been a Real Estate Broker for over 24 years, dealt with a lot of banks, bankers and brokers and I have never been treated so kindly."

– Evelyn B.

"Lance [Loan Originator] was extremely helpful, answered all of our questions promptly, whether asked by phone or fax, and his attention to detail and follow up were commendable. It may be a level of excellence that you expect from all of your agents, but we found it exceptional and worthy of comment."

– Harold S.

"We have told other people about the great way we were treated and about the smooth refinancing experience your company and Emily [Loan Originator] provided and have referred them all to you for help in refinancing their home."

–Gay and John B.

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Remember safety while buying and driving your new vehicle

Posted on Monday, September 15, 2014 at 11:15:05 AM

Holiday weekends are a big time for car buying, but they are also a popular reason to hit the road - resulting in a high number of crashes. According to the National Safety Council, more than 42,000 people were estimated to be injured this past Labor Day weekend. And for drivers everywhere, safety at all times should be a top priority.

While safe driving should be the most important goal, certain vehicles can make that an easier proposition. To shed some light on safety during the auto financing and buying process, Home Loan Investment Bank's Christine Dikdan offered some crucial advice.

For starters, she explained that new technology not related to safety can actually prove distracting. When you are shopping for a new vehicle, consider keeping bells and whistles to a minimum and instead focus on airbags, backup cameras and similar features. How you drive and use these gadgets can help you improve your on-the-road safety.

"In a grey-sky atmosphere, I also flip the daytime headlight switch to 'on' for more visibility, especially on the highway where excessive speed, out-of-the-blue braking and rapid lane changes may occur," Dikdan added. "I also think too much technology makes us a bunch of 'road drones,' meaning over-reliance on information that has just as much chance of being inaccurate if it's not functioning properly as opposed to your own eyes looking at the road ahead."

Most importantly, know that accidents do happen. Dikdan stressed common sense and a best-practices approach for preventing such incidents.

"Regularly check and take action with your vehicle regarding tire pressure, odd noises and oil changes for optimum performance," she noted. "Always drive alert and ready for anything with both hands on the wheel. I like to leave a lot of space between me and the vehicles ahead - this way I am not boxed in should I have to react quickly to maneuver out of a tricky situation to avoid an accident."

Like with this past Labor Day, holidays are a time for travel. When on the road, remember to adjust your behavior accordingly.

"My favorite way to handle holiday travel - especially on a longer road trip - is to plan your driving around peak travel time, if possible," Dikdan pointed out. "Think Friday afternoon during a work rush hour combined with a holiday weekend heading to the New Hampshire mountains or lakes region. Forget it. I would rather leave late at night or, most preferably, at the crack of dawn the following morning for a stress free ride and fun adventure."