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WHAT PEOPLE ARE SAYING

Home Loan was started to help our customers achieve their goals, and we're proud of our track record. But don't take our word for it. Here's what some of our customers have to say:


"Working with Mario [Loan Originator] at Home Loan Investment Bank made the often rocky road of refinancing smooth and almost easy. Once we sent our information to Mario he reviewed it quickly, and promptly let us know if anything was missing. We were in Arizona, the property we were refinancing was in Maine, and Mario was in Rhode Island, but working with Mario was like working with a next door neighbor!"

– Dave M.


 "In this day and age, it is rare to find true kindness, consideration and courtesy. Emily [Loan Originator] was all of those things and more. I just wanted you, her manager, to know what a really excellent job she did for us. Thank you.

– D. Gayle & Robert W.


"This is just to thank you for all of your help. We finally closed on the houses! Please know that we are very thankful to you for helping us achieve a 'new' dream in America. My husband came to America 18 years ago with one dollar in his pocket and now he owns three houses... thanks to Home Loan Bank."

– Carolina B.


"Thanks to Kristin [Loan Originator] and your bank loan, this New Year is certainly looking brighter for me and my children. I know that I am one of the many thousands of people your bank deals with on a daily basis, but I never felt like a number or an account."

– Maggie C.


"I am writing to thank your for the opportunity for us to finally bring our previously high mortgage rate down. Due to financial difficulties over the past several years, until now we have been unable to do so. The opportunity your institution has made available for us is making all the difference in us securing our financial future."

– Karen T.


 "Thank you so much for all your help on our recent loan. Your professionalism, knowledge and great customer services made it all happen."

 – Frank and Eileen S.


"I closed on a home refinance with Home Loan Investment Bank in May. Mario [Loan Originator] made the process easy and painless. Mario and Home Loan were great to work with. It was just like your neighborhood bank on the phone and over email, and they were always available to move the process forward. This was truly a once in a lifetime refinance opportunity. I have the same monthly payment for a 15 year fixed mortgage versus my old 30 year fixed mortgage. Thank you. "

– Nils M.


"Thank you for superior professionalism and just plain human compassion throughout my refinancing process."

– Sonja S.


"I have been a Real Estate Broker for over 24 years, dealt with a lot of banks, bankers and brokers and I have never been treated so kindly."

– Evelyn B.


"Lance [Loan Originator] was extremely helpful, answered all of our questions promptly, whether asked by phone or fax, and his attention to detail and follow up were commendable. It may be a level of excellence that you expect from all of your agents, but we found it exceptional and worthy of comment."

– Harold S.


"We have told other people about the great way we were treated and about the smooth refinancing experience your company and Emily [Loan Originator] provided and have referred them all to you for help in refinancing their home."

–Gay and John B.

  
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A sound plan, auto financing can streamline your vehicle shopping experience

Posted on Tuesday, June 17, 2014 at 3:23:57 PM

When it comes time to buy a car, conventional wisdom would say that it is more important to save money, not time. However, a recent Edmunds.com report found that auto shoppers are just as interested in finding a deal quickly as they are trying to get the most bang for their buck.

While interest is always high in acquiring affordable auto financing, it seems that many car buyers are changing how they want to shop for a new vehicle. If you are short on time, Home Loan Investment Bank's Christine Dikdan recently offered some advice on how to speed up the process without sacrificing quality and price.

"It's called the ultimate multi-task master," she explained. "Consumers want to save money and make a quick transaction to avoid minimal lost time at work. And, they want to streamline their already over-scheduled lives, all while saving money, of course! Again, the Internet makes this much easier to do, with multiple sources for pricing between dealerships, private party sale listings, Craigslist, and Auto Trader - just to name a few. You can apply different searches that can pinpoint just about anything. Who does not want to have their cake and eat it too? Yummy!"

In today's fast-paced economy, time is at a premium for everybody. For those that want to streamline the auto-buying experience, there are several simple steps that you can take.

For example, Dikdan recommended:

  • Search prices and vehicles in your area online
  • Pick the three best options to pursue
  • Create a pros and cons list and then decide

A number of other buyers have even taken to skipping out on the test drive before finalizing a deal. According to Dikdan, this strategy isn't an ideal solution, because there are many different things that you might not like with the vehicle.

"A vehicle is most likely the second most expensive purchase a consumer will make, other than a home," she noted. "In my opinion, skipping a test drive is not an option. The dealership experience is almost as important as the vehicle you are buying. Depending on how well you were served should be a good indicator of how well you will be served in the future should you have additional questions or if a problem arises."

If you are in the market for a new vehicle and are short on time, feel free to contact Home Loan Investment Bank with any auto financing questions you may have.