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WHAT PEOPLE ARE SAYING

Home Loan was started to help our customers achieve their goals, and we're proud of our track record. But don't take our word for it. Here's what some of our customers have to say:


"Working with Mario [Loan Originator] at Home Loan Investment Bank made the often rocky road of refinancing smooth and almost easy. Once we sent our information to Mario he reviewed it quickly, and promptly let us know if anything was missing. We were in Arizona, the property we were refinancing was in Maine, and Mario was in Rhode Island, but working with Mario was like working with a next door neighbor!"

– Dave M.


 "In this day and age, it is rare to find true kindness, consideration and courtesy. Emily [Loan Originator] was all of those things and more. I just wanted you, her manager, to know what a really excellent job she did for us. Thank you.

– D. Gayle & Robert W.


"This is just to thank you for all of your help. We finally closed on the houses! Please know that we are very thankful to you for helping us achieve a 'new' dream in America. My husband came to America 18 years ago with one dollar in his pocket and now he owns three houses... thanks to Home Loan Bank."

– Carolina B.


"Thanks to Kristin [Loan Originator] and your bank loan, this New Year is certainly looking brighter for me and my children. I know that I am one of the many thousands of people your bank deals with on a daily basis, but I never felt like a number or an account."

– Maggie C.


"I am writing to thank your for the opportunity for us to finally bring our previously high mortgage rate down. Due to financial difficulties over the past several years, until now we have been unable to do so. The opportunity your institution has made available for us is making all the difference in us securing our financial future."

– Karen T.


 "Thank you so much for all your help on our recent loan. Your professionalism, knowledge and great customer services made it all happen."

 – Frank and Eileen S.


"I closed on a home refinance with Home Loan Investment Bank in May. Mario [Loan Originator] made the process easy and painless. Mario and Home Loan were great to work with. It was just like your neighborhood bank on the phone and over email, and they were always available to move the process forward. This was truly a once in a lifetime refinance opportunity. I have the same monthly payment for a 15 year fixed mortgage versus my old 30 year fixed mortgage. Thank you. "

– Nils M.


"Thank you for superior professionalism and just plain human compassion throughout my refinancing process."

– Sonja S.


"I have been a Real Estate Broker for over 24 years, dealt with a lot of banks, bankers and brokers and I have never been treated so kindly."

– Evelyn B.


"Lance [Loan Originator] was extremely helpful, answered all of our questions promptly, whether asked by phone or fax, and his attention to detail and follow up were commendable. It may be a level of excellence that you expect from all of your agents, but we found it exceptional and worthy of comment."

– Harold S.


"We have told other people about the great way we were treated and about the smooth refinancing experience your company and Emily [Loan Originator] provided and have referred them all to you for help in refinancing their home."

–Gay and John B.

  
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HLIB offers auto loans for everyone, as energy-efficient vehicle sales represent variety of options

Posted on Monday, July 15, 2013 at 1:13:50 PM

Sales of energy-efficient vehicles are continuing to rise, with record numbers being logged in May. A total of 14 percent more hybrids have been sold in the last year in comparison to the year prior.

Cars are constantly evolving, and new technologies and components are making each year's model more exciting than the last. With so many different types of cars on the road, financing might appear tricky, but at Home Loan Investment Bank there aren't any restrictions to choosing the best loan for every sort of vehicle.

"Loan options are the same for all vehicles types as well as motorcycles at HLIB, which is a good thing. Although energy efficient vehicles offer savings on energy and gas - not all borrowers are looking for that," said Christine Dikdan, the company's auto lending representative. "So our construction borrower looking for a truck to get the job done or our weekend rider looking for a Harley all have the same opportunities for financing a ride with us."

In addition, a variety of vehicle options for buyers means making the right auto financing choice is that much more important. 

"HLIB also offers the same loan options for borrowers looking to refinance their auto loans or motorcycle loans," added Dikdan. "Borrowers do this for many reasons - HLIB may be able to lower a borrower's rate or payment rate if the original loan was placed at a subprime lender originally and their credit has improved over time."

Therefore, car owners should take a look at every detail when deciding on an auto loan from HLIB.

"Sometimes a borrower may be looking to extend an existing loan term to lower the monthly payment, which depending on the year of your vehicle can sometimes be accommodated," said Dikdan. "I do not necessarily recommend the latter unless financially necessary. Lastly, a borrower may be looking to add another person or borrower to the loan. This may be done to help a younger borrower establish credit or a borrower with less than perfect credit in the past and now has improved their situation. HLIB is customer service focused. We strive to meet the financial need of our customers - so if you simply want to refinance because you do not like the way a loan is presently being handled - contact us today."