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Home Loan was started to help our customers achieve their goals, and we're proud of our track record. But don't take our word for it. Here's what some of our customers have to say:

"Working with Mario [Loan Originator] at Home Loan Investment Bank made the often rocky road of refinancing smooth and almost easy. Once we sent our information to Mario he reviewed it quickly, and promptly let us know if anything was missing. We were in Arizona, the property we were refinancing was in Maine, and Mario was in Rhode Island, but working with Mario was like working with a next door neighbor!"

– Dave M.

 "In this day and age, it is rare to find true kindness, consideration and courtesy. Emily [Loan Originator] was all of those things and more. I just wanted you, her manager, to know what a really excellent job she did for us. Thank you.

– D. Gayle & Robert W.

"This is just to thank you for all of your help. We finally closed on the houses! Please know that we are very thankful to you for helping us achieve a 'new' dream in America. My husband came to America 18 years ago with one dollar in his pocket and now he owns three houses... thanks to Home Loan Bank."

– Carolina B.

"Thanks to Kristin [Loan Originator] and your bank loan, this New Year is certainly looking brighter for me and my children. I know that I am one of the many thousands of people your bank deals with on a daily basis, but I never felt like a number or an account."

– Maggie C.

"I am writing to thank your for the opportunity for us to finally bring our previously high mortgage rate down. Due to financial difficulties over the past several years, until now we have been unable to do so. The opportunity your institution has made available for us is making all the difference in us securing our financial future."

– Karen T.

 "Thank you so much for all your help on our recent loan. Your professionalism, knowledge and great customer services made it all happen."

 – Frank and Eileen S.

"I closed on a home refinance with Home Loan Investment Bank in May. Mario [Loan Originator] made the process easy and painless. Mario and Home Loan were great to work with. It was just like your neighborhood bank on the phone and over email, and they were always available to move the process forward. This was truly a once in a lifetime refinance opportunity. I have the same monthly payment for a 15 year fixed mortgage versus my old 30 year fixed mortgage. Thank you. "

– Nils M.

"Thank you for superior professionalism and just plain human compassion throughout my refinancing process."

– Sonja S.

"I have been a Real Estate Broker for over 24 years, dealt with a lot of banks, bankers and brokers and I have never been treated so kindly."

– Evelyn B.

"Lance [Loan Originator] was extremely helpful, answered all of our questions promptly, whether asked by phone or fax, and his attention to detail and follow up were commendable. It may be a level of excellence that you expect from all of your agents, but we found it exceptional and worthy of comment."

– Harold S.

"We have told other people about the great way we were treated and about the smooth refinancing experience your company and Emily [Loan Originator] provided and have referred them all to you for help in refinancing their home."

–Gay and John B.

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Car shoppers can benefit by researching vehicles online, exploring opportunities with HLIB

Posted on Monday, June 10, 2013 at 11:56:33 AM

It seems like new technologies are being introduced to the automotive industry everyday. Consumers can now shop for auto parts anywhere at anytime, using mobile applications. While individuals are not able to physically inspect items before purchasing, researching components online can afford them a significant number of advantages.

"Benefits are many," said Christine Dikdan, auto lending representative at Home Loan Investment Bank. "[Online shoppers can enjoy] more selections of in-stock items available for immediate shipment, competitive pricing through an easy, at-your-fingertip comparable shopping experience and no time wasted driving to different places looking for out of-stock-items."

However, buying vehicle parts online comes with a number of associated considerations.

"If you are purchasing a high ticket item, please be sure to also check return policies," Dikdan added. "Sometimes there is no return available - or a restocking charge - and shipping charges are usually on the sender."

A trusted source of auto financing for decades, HLIB has helped countless clients to make multiple repairs to their cars both large and small, and it always looking for ways to increase its offerings to customers.

"Presently, HLIB offers purchase money automobile/motorcycle loans and straight refinance of automobile/motorcycle loans," Dikdan continued. "HLIB does not presently refinance existing auto/motorcycle loans for vehicle repairs. However, this is a product that I would love to be able to offer in the future. Also known as a 'cash out' loan, this product enables potential borrowers with title in hand (no money owed) to borrow money against the title to have vehicle repairs completed. This could also work for a borrower who has an existing loan on a vehicle and wants to refinance and 'cash out' to accommodate needed vehicle repairs. In both cases, equity in the vehicle versus loan amount is a key factor. A bank always has to look at risk. A vehicle/ motorcycle is continually depreciating, so therefore credit worthiness and vehicle equity are of important consideration. HLIB welcomes private party sales."