ONLINE BANKING
Access ID:
Pay Online Button

CD Rates

Various benefits afforded by vehicles of different sizes

Posted on Monday, May 13, 2013 at 2:00:05 PM

As consumers approach a car purchase, they may spend an exorbitant amount of time online researching vehicles' safety features. Due to the wide range of automobiles available on today's market, it is important individuals make use of multiple resources to ensure they are getting the most accurate representation of a car's attributes. 

Christine Dikdan, auto lending representative for Home Loan Investment Bank, said the best way to accomplish this is by referencing multiple sources, such as internet-based websites, consumer reports or vehicle-related articles posted in newspapers and magazines. Once all the pertinent information has been gathered, consumers can then narrow down their options and select which vehicle best meets their safety needs.

"Most vehicles are now equipped with driver and passenger airbags providing more protection in all vehicles," Dikdan said. "Some larger vehicles also offer side impact airbag protection. In my opinion it is easier to maneuver and control smaller vehicles to steer clear avoiding an accident, however, for pure safety bigger offers more protection."

While smaller cars allow drivers to spend less on gas, larger vehicles afford passengers increased safety. Thus, automobile buyers should carefully consider what they're looking for before applying for auto financing. 

"More metal equals more protection," Dikdan added. "My dad kept the robin's egg blue Ford LTD station wagon for precisely this purpose. He did not get rid of this vehicle until me and my sister were well clear of the new driver stage. He would have probably kept it longer if it were not so beat up. Bigger is better for protection - but is also causes more fatalities."

According to the Centers for Disease Control and Prevention, most work-related accidents involve large vehicles, such as semi-trucks. On average, these automobiles are responsible for more fatalities than pickup trucks and automobiles.