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Home Loan was started to help our customers achieve their goals, and we're proud of our track record. But don't take our word for it. Here's what some of our customers have to say:

"Working with Mario [Loan Originator] at Home Loan Investment Bank made the often rocky road of refinancing smooth and almost easy. Once we sent our information to Mario he reviewed it quickly, and promptly let us know if anything was missing. We were in Arizona, the property we were refinancing was in Maine, and Mario was in Rhode Island, but working with Mario was like working with a next door neighbor!"

– Dave M.

 "In this day and age, it is rare to find true kindness, consideration and courtesy. Emily [Loan Originator] was all of those things and more. I just wanted you, her manager, to know what a really excellent job she did for us. Thank you.

– D. Gayle & Robert W.

"This is just to thank you for all of your help. We finally closed on the houses! Please know that we are very thankful to you for helping us achieve a 'new' dream in America. My husband came to America 18 years ago with one dollar in his pocket and now he owns three houses... thanks to Home Loan Bank."

– Carolina B.

"Thanks to Kristin [Loan Originator] and your bank loan, this New Year is certainly looking brighter for me and my children. I know that I am one of the many thousands of people your bank deals with on a daily basis, but I never felt like a number or an account."

– Maggie C.

"I am writing to thank your for the opportunity for us to finally bring our previously high mortgage rate down. Due to financial difficulties over the past several years, until now we have been unable to do so. The opportunity your institution has made available for us is making all the difference in us securing our financial future."

– Karen T.

 "Thank you so much for all your help on our recent loan. Your professionalism, knowledge and great customer services made it all happen."

 – Frank and Eileen S.

"I closed on a home refinance with Home Loan Investment Bank in May. Mario [Loan Originator] made the process easy and painless. Mario and Home Loan were great to work with. It was just like your neighborhood bank on the phone and over email, and they were always available to move the process forward. This was truly a once in a lifetime refinance opportunity. I have the same monthly payment for a 15 year fixed mortgage versus my old 30 year fixed mortgage. Thank you. "

– Nils M.

"Thank you for superior professionalism and just plain human compassion throughout my refinancing process."

– Sonja S.

"I have been a Real Estate Broker for over 24 years, dealt with a lot of banks, bankers and brokers and I have never been treated so kindly."

– Evelyn B.

"Lance [Loan Originator] was extremely helpful, answered all of our questions promptly, whether asked by phone or fax, and his attention to detail and follow up were commendable. It may be a level of excellence that you expect from all of your agents, but we found it exceptional and worthy of comment."

– Harold S.

"We have told other people about the great way we were treated and about the smooth refinancing experience your company and Emily [Loan Originator] provided and have referred them all to you for help in refinancing their home."

–Gay and John B.

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Various benefits afforded by vehicles of different sizes

Posted on Monday, May 13, 2013 at 2:00:05 PM

As consumers approach a car purchase, they may spend an exorbitant amount of time online researching vehicles' safety features. Due to the wide range of automobiles available on today's market, it is important individuals make use of multiple resources to ensure they are getting the most accurate representation of a car's attributes. 

Christine Dikdan, auto lending representative for Home Loan Investment Bank, said the best way to accomplish this is by referencing multiple sources, such as internet-based websites, consumer reports or vehicle-related articles posted in newspapers and magazines. Once all the pertinent information has been gathered, consumers can then narrow down their options and select which vehicle best meets their safety needs.

"Most vehicles are now equipped with driver and passenger airbags providing more protection in all vehicles," Dikdan said. "Some larger vehicles also offer side impact airbag protection. In my opinion it is easier to maneuver and control smaller vehicles to steer clear avoiding an accident, however, for pure safety bigger offers more protection."

While smaller cars allow drivers to spend less on gas, larger vehicles afford passengers increased safety. Thus, automobile buyers should carefully consider what they're looking for before applying for auto financing. 

"More metal equals more protection," Dikdan added. "My dad kept the robin's egg blue Ford LTD station wagon for precisely this purpose. He did not get rid of this vehicle until me and my sister were well clear of the new driver stage. He would have probably kept it longer if it were not so beat up. Bigger is better for protection - but is also causes more fatalities."

According to the Centers for Disease Control and Prevention, most work-related accidents involve large vehicles, such as semi-trucks. On average, these automobiles are responsible for more fatalities than pickup trucks and automobiles.