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Home Loan was started to help our customers achieve their goals, and we're proud of our track record. But don't take our word for it. Here's what some of our customers have to say:

"Working with Mario [Loan Originator] at Home Loan Investment Bank made the often rocky road of refinancing smooth and almost easy. Once we sent our information to Mario he reviewed it quickly, and promptly let us know if anything was missing. We were in Arizona, the property we were refinancing was in Maine, and Mario was in Rhode Island, but working with Mario was like working with a next door neighbor!"

– Dave M.

 "In this day and age, it is rare to find true kindness, consideration and courtesy. Emily [Loan Originator] was all of those things and more. I just wanted you, her manager, to know what a really excellent job she did for us. Thank you.

– D. Gayle & Robert W.

"This is just to thank you for all of your help. We finally closed on the houses! Please know that we are very thankful to you for helping us achieve a 'new' dream in America. My husband came to America 18 years ago with one dollar in his pocket and now he owns three houses... thanks to Home Loan Bank."

– Carolina B.

"Thanks to Kristin [Loan Originator] and your bank loan, this New Year is certainly looking brighter for me and my children. I know that I am one of the many thousands of people your bank deals with on a daily basis, but I never felt like a number or an account."

– Maggie C.

"I am writing to thank your for the opportunity for us to finally bring our previously high mortgage rate down. Due to financial difficulties over the past several years, until now we have been unable to do so. The opportunity your institution has made available for us is making all the difference in us securing our financial future."

– Karen T.

 "Thank you so much for all your help on our recent loan. Your professionalism, knowledge and great customer services made it all happen."

 – Frank and Eileen S.

"I closed on a home refinance with Home Loan Investment Bank in May. Mario [Loan Originator] made the process easy and painless. Mario and Home Loan were great to work with. It was just like your neighborhood bank on the phone and over email, and they were always available to move the process forward. This was truly a once in a lifetime refinance opportunity. I have the same monthly payment for a 15 year fixed mortgage versus my old 30 year fixed mortgage. Thank you. "

– Nils M.

"Thank you for superior professionalism and just plain human compassion throughout my refinancing process."

– Sonja S.

"I have been a Real Estate Broker for over 24 years, dealt with a lot of banks, bankers and brokers and I have never been treated so kindly."

– Evelyn B.

"Lance [Loan Originator] was extremely helpful, answered all of our questions promptly, whether asked by phone or fax, and his attention to detail and follow up were commendable. It may be a level of excellence that you expect from all of your agents, but we found it exceptional and worthy of comment."

– Harold S.

"We have told other people about the great way we were treated and about the smooth refinancing experience your company and Emily [Loan Originator] provided and have referred them all to you for help in refinancing their home."

–Gay and John B.

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Simple home improvement projects to get ready for warm weather

Posted on Wednesday, March 1, 2017 at 12:00:41 PM

Many areas of the country have already experienced unseasonable heat. With spring well on its way, it may help for homeowners to turn their attention to preparing their homes for the warm weather of summer. Here are a few simple home improvement projects to consider as we gear up for the changing of the seasons:

Updated and upgrade your windows
Regardless of the season, old, improperly sealed windows are expensive. In extreme heat or cold, older windows can allow the warm or cool air in your home to escape - driving up your utility bills. Replacing outdated, leaky windows in the long run could save you a significant amount of money over the summer.

Install ceiling fans
While AC units may cool your home fast, the amount of energy they use can get pricey. Instead, why not opt for something that will cool your home the old fashioned way? Ceiling fans cool a room very effectively and consume far less electricity than AC units. Even better, you can reverse the rotation of fans to push warm air down towards the floor to keep your home cool at night. 

Redo your driveway
All the salt, snow and other elements are likely to have done a number on your driveway pavement. Before sometimes times, take a look to see if you notice and prominent cracks, loose stones or sinkholes on your driveway. While smaller cracks may be a relatively simple DIY job, more problematic issues may requiring the hiring of a professional. Either way, you want to fix any smaller issues before they turn into larger - and more expensive - problems.

Pest-proof your home
With the summer comes new life - particularly pests like insects and vermin. Before these pests have time to start making nests in your home, call an exterminator to schedule an inspection. With special treatment, they can make sure your home doesn't welcome bugs and mice.

Power-wash your exterior walls
In the wintertime, grime and dirt have a tendency to build up on the outside surfaces of a home. While the cold may make it less than appealing to stand outside and scrub, warmer weather combined with rentable pressurized power-washers means that you can restore the original shine to your siding - as well as fight mold and mildew growth.

Check fencing
Particularly if you have wooden fences or fence posts, the cold wet winter weather may have caused them to rot or loosen. Make a quick trek around your fenceline, checking to see if there are any posts that might need to be resecured or replaced. 

If you find that you have a few projects lined up to get ready for summer, consider contacting your local bank for information about home improvement loans and financing options.