ONLINE BANKING
Access ID:
Pay Online Button
Apply Now Button

One critical home improvement measure for the cold months

Posted on Wednesday, November 30, 2016 at 2:17:07 PM

Winter is right around the corner, meaning that homeowners across the northern parts of the country are getting ready for their own unique styles of hibernation. When the temperatures drop below freezing and the snow and ice begin to pile up outside, there is nothing like having a warm, comfortable home to rest and relax in while escaping the inclement weather. There are plenty of home improvement projects that should be completed as soon as possible to prepare for the season, including winterizing the exterior and interior of the home. 

However, if you want to be sure that you have a perfectly comfortable setting to rest in this winter, you will want to tackle one more projects before closing all of the windows and turning up the heat: Clean out your heating, ventilation and air conditioning systems. 

Air quality is a must
Although HVAC systems will also be active in the summer, it is unlikely that any season will bring to light issues with air quality quite like winter. The Press Enterprise recently reported that many homes across the country are in dire need of some serious improvements and replacements within their HVAC systems, and that failure to embark on these projects can make for a very uncomfortable season. According to the news provider, the U.S. Environmental Protection Agency has long listed indoor air quality as a major public health risk in America, and one that can be intensified by things like household cleaners and candles when ventilation is not functioning properly. 

The source then explained that somewhat simple improvements can make a huge difference, such as hiring a service provider to clear out the vents and ensure that air is circulating throughout the home properly. When ventilation does become an issue, though, the Press Enterprise pointed out that respiratory problems will not be far behind, which is especially troublesome during the winter months when illnesses are on the rise. 

For those homeowners who want to really focus their budgets and efforts on air quality ahead of winter, the website suggested completely replacing antiquated HVAC systems with more modernized versions of the technology. This is a bit more on the expensive end, but will at once bolster the level of comfort you enjoy in your home, improve your health and raise the value of your home when you try to sell it down the road. 

Getting financing
If you do not want to pay for all of the HVAC and home air quality improvement projects up front, consider looking into financing programs that will help you to foot the bill more comfortably. Home improvement loan programs are increasingly accessible and valuable, especially as rates and terms remain in a highly preferable position for applicants. Always consider speaking with a representative from your local bank to better understand not only what your home improvement financing options entail, but also which program will best suit your needs.