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Home Loan was started to help our customers achieve their goals, and we're proud of our track record. But don't take our word for it. Here's what some of our customers have to say:

"Working with Mario [Loan Originator] at Home Loan Investment Bank made the often rocky road of refinancing smooth and almost easy. Once we sent our information to Mario he reviewed it quickly, and promptly let us know if anything was missing. We were in Arizona, the property we were refinancing was in Maine, and Mario was in Rhode Island, but working with Mario was like working with a next door neighbor!"

– Dave M.

 "In this day and age, it is rare to find true kindness, consideration and courtesy. Emily [Loan Originator] was all of those things and more. I just wanted you, her manager, to know what a really excellent job she did for us. Thank you.

– D. Gayle & Robert W.

"This is just to thank you for all of your help. We finally closed on the houses! Please know that we are very thankful to you for helping us achieve a 'new' dream in America. My husband came to America 18 years ago with one dollar in his pocket and now he owns three houses... thanks to Home Loan Bank."

– Carolina B.

"Thanks to Kristin [Loan Originator] and your bank loan, this New Year is certainly looking brighter for me and my children. I know that I am one of the many thousands of people your bank deals with on a daily basis, but I never felt like a number or an account."

– Maggie C.

"I am writing to thank your for the opportunity for us to finally bring our previously high mortgage rate down. Due to financial difficulties over the past several years, until now we have been unable to do so. The opportunity your institution has made available for us is making all the difference in us securing our financial future."

– Karen T.

 "Thank you so much for all your help on our recent loan. Your professionalism, knowledge and great customer services made it all happen."

 – Frank and Eileen S.

"I closed on a home refinance with Home Loan Investment Bank in May. Mario [Loan Originator] made the process easy and painless. Mario and Home Loan were great to work with. It was just like your neighborhood bank on the phone and over email, and they were always available to move the process forward. This was truly a once in a lifetime refinance opportunity. I have the same monthly payment for a 15 year fixed mortgage versus my old 30 year fixed mortgage. Thank you. "

– Nils M.

"Thank you for superior professionalism and just plain human compassion throughout my refinancing process."

– Sonja S.

"I have been a Real Estate Broker for over 24 years, dealt with a lot of banks, bankers and brokers and I have never been treated so kindly."

– Evelyn B.

"Lance [Loan Originator] was extremely helpful, answered all of our questions promptly, whether asked by phone or fax, and his attention to detail and follow up were commendable. It may be a level of excellence that you expect from all of your agents, but we found it exceptional and worthy of comment."

– Harold S.

"We have told other people about the great way we were treated and about the smooth refinancing experience your company and Emily [Loan Originator] provided and have referred them all to you for help in refinancing their home."

–Gay and John B.

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Autumn is around the corner…How can I prepare my home for winter?

Posted on Monday, September 12, 2016 at 10:57:42 PM

The smell of barbecues and sound of the ice cream truck will be changing to the smell of burning wood in fire pits and sound of the leaf blower. The weather is still enjoyable, and a perfect time to do some necessary maintenance and home improvement projects to hunker down for the cold winter.

Here is a list of some important to dos to ensure a safe, enjoyable winter on the homestead:

Roof Inspection
After a humid, hot and damp summer, you should check for leaks and other damage. Look for any discoloration on your ceilings or walls for water damage. This is a simple, quick fix, but if not corrected before winter, it could lead to a much more serious problem.

The time has come to check your gutters. Not only do they control rain flow, but they also collect leaves, debris and sometimes a bird nest or pests. If you have a ladder, grab a bucket, hand shovel and get to work. Search for cracks, holes or disconnections that have leaks. Faulty gutters can damage your siding and lead to the potential need for roof repairs in the winter.

To keep your lawn healthy through winter and into the spring, do some preventative yard work. Rake the leaves, re-seed and fertilize. These projects are easily done by yourself, however, hiring a landscaper will ensure experience and the necessary equipment.

Heating systems
Your heating system has not been in use all summer and is imperative during the winter months. Whether you have a boiler, a water heater, a furnace or a geothermal heating system, make sure it is operating properly. If you've had problems with the system in the past year, you might need to have a heating professional look at it. You can locate preventative maintenance instructions in the owner's manual.

Replace the windows
Halloween brings back ghosts, ghouls and chills. Drafts of cold air sneak in through your windows. To save yourself from winter's chill and a higher heating bill, replace your windows in the fall.