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Home Loan was started to help our customers achieve their goals, and we're proud of our track record. But don't take our word for it. Here's what some of our customers have to say:

"Working with Mario [Loan Originator] at Home Loan Investment Bank made the often rocky road of refinancing smooth and almost easy. Once we sent our information to Mario he reviewed it quickly, and promptly let us know if anything was missing. We were in Arizona, the property we were refinancing was in Maine, and Mario was in Rhode Island, but working with Mario was like working with a next door neighbor!"

– Dave M.

 "In this day and age, it is rare to find true kindness, consideration and courtesy. Emily [Loan Originator] was all of those things and more. I just wanted you, her manager, to know what a really excellent job she did for us. Thank you.

– D. Gayle & Robert W.

"This is just to thank you for all of your help. We finally closed on the houses! Please know that we are very thankful to you for helping us achieve a 'new' dream in America. My husband came to America 18 years ago with one dollar in his pocket and now he owns three houses... thanks to Home Loan Bank."

– Carolina B.

"Thanks to Kristin [Loan Originator] and your bank loan, this New Year is certainly looking brighter for me and my children. I know that I am one of the many thousands of people your bank deals with on a daily basis, but I never felt like a number or an account."

– Maggie C.

"I am writing to thank your for the opportunity for us to finally bring our previously high mortgage rate down. Due to financial difficulties over the past several years, until now we have been unable to do so. The opportunity your institution has made available for us is making all the difference in us securing our financial future."

– Karen T.

 "Thank you so much for all your help on our recent loan. Your professionalism, knowledge and great customer services made it all happen."

 – Frank and Eileen S.

"I closed on a home refinance with Home Loan Investment Bank in May. Mario [Loan Originator] made the process easy and painless. Mario and Home Loan were great to work with. It was just like your neighborhood bank on the phone and over email, and they were always available to move the process forward. This was truly a once in a lifetime refinance opportunity. I have the same monthly payment for a 15 year fixed mortgage versus my old 30 year fixed mortgage. Thank you. "

– Nils M.

"Thank you for superior professionalism and just plain human compassion throughout my refinancing process."

– Sonja S.

"I have been a Real Estate Broker for over 24 years, dealt with a lot of banks, bankers and brokers and I have never been treated so kindly."

– Evelyn B.

"Lance [Loan Originator] was extremely helpful, answered all of our questions promptly, whether asked by phone or fax, and his attention to detail and follow up were commendable. It may be a level of excellence that you expect from all of your agents, but we found it exceptional and worthy of comment."

– Harold S.

"We have told other people about the great way we were treated and about the smooth refinancing experience your company and Emily [Loan Originator] provided and have referred them all to you for help in refinancing their home."

–Gay and John B.

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Back to school: Are you prepared?

Posted on Tuesday, August 16, 2016 at 12:47:21 PM

While the sun is still hot and families are winding up vacations, it is going to get very busy for many people very soon. Kids are returning to school, so be careful on those roads and, for goodness sake, put away that cell phone. We need to be extra prepared for anything in light of the Pokémon Go craze and the increased local traffic, including those busses.

Why not take this opportunity to do a back-to-school check on your vehicle? When was the last time you changed or checked your oil, rotated tires, fixed that ding in your windshield, replaced your wiper blades, or added fluids? I had my windshield repaired this summer. The company came right to my work, repaired the ding, and billed my insurance company. Vehicles run better when they are taken care of, period.

Make those appointments and take care of those repairs and avoid the prospect of "we could not find the time to do this summer because we were all so busy." If there is any time left, your vehicle would certainly appreciate a thorough car wash inside and out. You will too, and don't forget the undercarriage.

The next time we blink the holidays will be approaching with that colder weather. It is always better to be proactive about vehicle maintenance and repairs than reactive. Reactive usually ends up costing more money and frustration.

For the people out there making their existing rides work at all costs, you may want to consider trading or upgrading. Rates are low, and financing options are competitive in both the new and used markets. We are also getting to that time when the 2017 models are being introduced and car dealers want to make room for additional inventory resulting in more aggressive pricing on what's been hanging around in the lot for a while. Think summer clearance sale and get that new ride, or new to you ride.