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Home Loan was started to help our customers achieve their goals, and we're proud of our track record. But don't take our word for it. Here's what some of our customers have to say:

"Working with Mario [Loan Originator] at Home Loan Investment Bank made the often rocky road of refinancing smooth and almost easy. Once we sent our information to Mario he reviewed it quickly, and promptly let us know if anything was missing. We were in Arizona, the property we were refinancing was in Maine, and Mario was in Rhode Island, but working with Mario was like working with a next door neighbor!"

– Dave M.

 "In this day and age, it is rare to find true kindness, consideration and courtesy. Emily [Loan Originator] was all of those things and more. I just wanted you, her manager, to know what a really excellent job she did for us. Thank you.

– D. Gayle & Robert W.

"This is just to thank you for all of your help. We finally closed on the houses! Please know that we are very thankful to you for helping us achieve a 'new' dream in America. My husband came to America 18 years ago with one dollar in his pocket and now he owns three houses... thanks to Home Loan Bank."

– Carolina B.

"Thanks to Kristin [Loan Originator] and your bank loan, this New Year is certainly looking brighter for me and my children. I know that I am one of the many thousands of people your bank deals with on a daily basis, but I never felt like a number or an account."

– Maggie C.

"I am writing to thank your for the opportunity for us to finally bring our previously high mortgage rate down. Due to financial difficulties over the past several years, until now we have been unable to do so. The opportunity your institution has made available for us is making all the difference in us securing our financial future."

– Karen T.

 "Thank you so much for all your help on our recent loan. Your professionalism, knowledge and great customer services made it all happen."

 – Frank and Eileen S.

"I closed on a home refinance with Home Loan Investment Bank in May. Mario [Loan Originator] made the process easy and painless. Mario and Home Loan were great to work with. It was just like your neighborhood bank on the phone and over email, and they were always available to move the process forward. This was truly a once in a lifetime refinance opportunity. I have the same monthly payment for a 15 year fixed mortgage versus my old 30 year fixed mortgage. Thank you. "

– Nils M.

"Thank you for superior professionalism and just plain human compassion throughout my refinancing process."

– Sonja S.

"I have been a Real Estate Broker for over 24 years, dealt with a lot of banks, bankers and brokers and I have never been treated so kindly."

– Evelyn B.

"Lance [Loan Originator] was extremely helpful, answered all of our questions promptly, whether asked by phone or fax, and his attention to detail and follow up were commendable. It may be a level of excellence that you expect from all of your agents, but we found it exceptional and worthy of comment."

– Harold S.

"We have told other people about the great way we were treated and about the smooth refinancing experience your company and Emily [Loan Originator] provided and have referred them all to you for help in refinancing their home."

–Gay and John B.

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Introducing the HLIB Advantage Loan for home improvements

Posted on Monday, September 14, 2015 at 9:08:06 AM

Press release

Warwick, R.I., Sept. 14, 2015 -- Home Loan Investment Bank, FSB, is excited to introduce the HLIB Advantage Loan beginning September 2015. No matter the project - replacing the roof, remodeling the kitchen or bathroom, installing solar panels or adding a sunroom or bedroom - HLIB can offer the financing to help you transform your home. 

The HLIB Advantage Loan program was designed for homeowners who need more home improvement financing than the FHA Title I maximum loan amount of $25,000 for their projects. If $25,000 is not enough to finish the job, customers can take advantage of the exclusive HLIB Advantage Loan. Customers who borrow $25,000 from Home Loan for eligible home improvements, can also apply for an additional $15,000 to complete their project, for a total of $40,000. The HLIB Advantage Loan is an unsecured loan, as opposed to the $25,000 FHA insured Title I loan, which is secured. 

Below are some more details about the HLIB Advantage Loan program:

  • A maximum loan amount of $15,000.
  • A maximum term of 10 years.
  • Loan proceeds are for eligible home improvement projects only.
  • Borrower must obtain an FHA Title I loan from Home Loan to qualify for The HLIB Advantage Loan program.*  

Contact Home Loan, Your Home Improvement Partner, and you can be on your way to converting your house to the home you have always dreamed of. 
For more details about the HLIB Advantage Loan program, speak with your dedicated account representative or call the hotline at 800-223-1700 ext. 220.

*Subject to credit approval.