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Home Loan was started to help our customers achieve their goals, and we're proud of our track record. But don't take our word for it. Here's what some of our customers have to say:

"Working with Mario [Loan Originator] at Home Loan Investment Bank made the often rocky road of refinancing smooth and almost easy. Once we sent our information to Mario he reviewed it quickly, and promptly let us know if anything was missing. We were in Arizona, the property we were refinancing was in Maine, and Mario was in Rhode Island, but working with Mario was like working with a next door neighbor!"

– Dave M.

 "In this day and age, it is rare to find true kindness, consideration and courtesy. Emily [Loan Originator] was all of those things and more. I just wanted you, her manager, to know what a really excellent job she did for us. Thank you.

– D. Gayle & Robert W.

"This is just to thank you for all of your help. We finally closed on the houses! Please know that we are very thankful to you for helping us achieve a 'new' dream in America. My husband came to America 18 years ago with one dollar in his pocket and now he owns three houses... thanks to Home Loan Bank."

– Carolina B.

"Thanks to Kristin [Loan Originator] and your bank loan, this New Year is certainly looking brighter for me and my children. I know that I am one of the many thousands of people your bank deals with on a daily basis, but I never felt like a number or an account."

– Maggie C.

"I am writing to thank your for the opportunity for us to finally bring our previously high mortgage rate down. Due to financial difficulties over the past several years, until now we have been unable to do so. The opportunity your institution has made available for us is making all the difference in us securing our financial future."

– Karen T.

 "Thank you so much for all your help on our recent loan. Your professionalism, knowledge and great customer services made it all happen."

 – Frank and Eileen S.

"I closed on a home refinance with Home Loan Investment Bank in May. Mario [Loan Originator] made the process easy and painless. Mario and Home Loan were great to work with. It was just like your neighborhood bank on the phone and over email, and they were always available to move the process forward. This was truly a once in a lifetime refinance opportunity. I have the same monthly payment for a 15 year fixed mortgage versus my old 30 year fixed mortgage. Thank you. "

– Nils M.

"Thank you for superior professionalism and just plain human compassion throughout my refinancing process."

– Sonja S.

"I have been a Real Estate Broker for over 24 years, dealt with a lot of banks, bankers and brokers and I have never been treated so kindly."

– Evelyn B.

"Lance [Loan Originator] was extremely helpful, answered all of our questions promptly, whether asked by phone or fax, and his attention to detail and follow up were commendable. It may be a level of excellence that you expect from all of your agents, but we found it exceptional and worthy of comment."

– Harold S.

"We have told other people about the great way we were treated and about the smooth refinancing experience your company and Emily [Loan Originator] provided and have referred them all to you for help in refinancing their home."

–Gay and John B.

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Rules of the road: Set a good example for teen drivers

Posted on Monday, May 18, 2015 at 8:44:27 AM

How do you behave behind the wheel when your children are in the car? According to the National Safety Council, 91 percent of parents who use their cell phones while driving do so with their teens in the vehicle.

Teaching teens safe driving behaviors is incredibly important, and many parents are the role models for their children. If you have a teen who is about to get behind the wheel, Home Loan Investment Bank's Christine Dikdan is here to offer some advice.

For starters, she stressed the value of setting a good example.

"Be the good example," Dikdan stressed. "I can personally say I have not always done this, but I do now. I have a hands-free phone, which makes it better. There are so many distractions already when driving. If you really think about it, anyone 50 and older went a very long time without having a cell phone, period. It can wait."

As you begin to teach your children how to drive, keep in mind a few key rules about road safety. Dikdan highlighted three:

  • Follow the rules of the road
  • Be actively alert
  • Keep a safe distance behind other vehicles

"Driving is a privilege, not a right, and it can have serious consequences if not given the absolute respect it deserves," she added. "You don't want to find yourself on the bus, walking, or riding a bike due to negligence. You certainly don't want to put yourself or others in harm's way."

When finding the right vehicle for teen drivers, it comes down to preference and cost. Cheaper is typically better, but there are plenty of options with affordable auto financing in hand. According to Dikdan, the more important element is proper vehicle maintenance.

"My dad was an absolute believer that bigger was better," she noted. "That may or may not be true, but his philosophy is that teenagers are probably not going to be the saints of the street. Therefore, a larger car will have more protection in the event of a crash. I think any vehicle is OK as long as it is well maintained and tires are in good condition."