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WHAT PEOPLE ARE SAYING

Home Loan was started to help our customers achieve their goals, and we're proud of our track record. But don't take our word for it. Here's what some of our customers have to say:


"Working with Mario [Loan Originator] at Home Loan Investment Bank made the often rocky road of refinancing smooth and almost easy. Once we sent our information to Mario he reviewed it quickly, and promptly let us know if anything was missing. We were in Arizona, the property we were refinancing was in Maine, and Mario was in Rhode Island, but working with Mario was like working with a next door neighbor!"

– Dave M.


 "In this day and age, it is rare to find true kindness, consideration and courtesy. Emily [Loan Originator] was all of those things and more. I just wanted you, her manager, to know what a really excellent job she did for us. Thank you.

– D. Gayle & Robert W.


"This is just to thank you for all of your help. We finally closed on the houses! Please know that we are very thankful to you for helping us achieve a 'new' dream in America. My husband came to America 18 years ago with one dollar in his pocket and now he owns three houses... thanks to Home Loan Bank."

– Carolina B.


"Thanks to Kristin [Loan Originator] and your bank loan, this New Year is certainly looking brighter for me and my children. I know that I am one of the many thousands of people your bank deals with on a daily basis, but I never felt like a number or an account."

– Maggie C.


"I am writing to thank your for the opportunity for us to finally bring our previously high mortgage rate down. Due to financial difficulties over the past several years, until now we have been unable to do so. The opportunity your institution has made available for us is making all the difference in us securing our financial future."

– Karen T.


 "Thank you so much for all your help on our recent loan. Your professionalism, knowledge and great customer services made it all happen."

 – Frank and Eileen S.


"I closed on a home refinance with Home Loan Investment Bank in May. Mario [Loan Originator] made the process easy and painless. Mario and Home Loan were great to work with. It was just like your neighborhood bank on the phone and over email, and they were always available to move the process forward. This was truly a once in a lifetime refinance opportunity. I have the same monthly payment for a 15 year fixed mortgage versus my old 30 year fixed mortgage. Thank you. "

– Nils M.


"Thank you for superior professionalism and just plain human compassion throughout my refinancing process."

– Sonja S.


"I have been a Real Estate Broker for over 24 years, dealt with a lot of banks, bankers and brokers and I have never been treated so kindly."

– Evelyn B.


"Lance [Loan Originator] was extremely helpful, answered all of our questions promptly, whether asked by phone or fax, and his attention to detail and follow up were commendable. It may be a level of excellence that you expect from all of your agents, but we found it exceptional and worthy of comment."

– Harold S.


"We have told other people about the great way we were treated and about the smooth refinancing experience your company and Emily [Loan Originator] provided and have referred them all to you for help in refinancing their home."

–Gay and John B.

  
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Zillow: Starbucks boosts property values in Boston [VIDEO]

Posted on Monday, March 2, 2015 at 10:41:12 AM

Home prices are on the rise in Boston. According to the Boston Globe, the rising costs have many buyers moving outside of the city toward its suburbs and beyond in the search of affordable residential financing rates and prices.

However, there is one unusual factor that could be to blame for the pricey homes near the city: a popular coffee chain. Zillow crunched the numbers and found that homes near a Starbucks location increased in value by roughly 96 percent between 1997 and 2014. The average American home saw values climb by only 65 percent during that time, while homes near a Dunkin' Donuts location had home value appreciation of 80 percent.

The Starbucks influence was felt in many metropolitan areas, but Boston saw the greatest discrepancy. Zillow reported that Boston homes near a Starbucks had home value appreciation of 45.4 percent. In second was Philadelphia at 31 percent, followed by Washington, D.C and Chicago at 29.6 percent and 28.9 percent, respectively.

For example, Chicago resident Julie Lerch told Zillow that she sold her condo for $100,000 more than she initially paid - after only three years and a new Starbucks.

"Everybody was all excited, because our property values did go up," she said, referencing the opening of the Starbucks. "It was a sign that the neighborhood was changing, and people who normally wouldn't have chanced that neighborhood said, 'Oh, that's a Starbucks.'"