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Preparing your home can minimize damage from severe weather

Posted on Tuesday, October 14, 2014 at 10:37:55 AM

Last month was National Preparedness Month, and a report from the Lightning Protection Institute stressed the importance of getting your home ready for serious weather. As fall carries on, strong winds, rains, lightning and other dangerous conditions could appear at any time.

Thankfully, you can be prepared for severe weather. Affordable home improvement financing can help you renovate your property as you see fit, whether you will face tornadoes, heavy rains, flooding or natural disasters. Home Loan Investment Bank's Brian Harvey recently offered some advice for how you can implement preventative measures and inexpensive improvements to help protect your home and your family. For starters, get ready now, before the weather takes a turn for the worse.

"It is wise to stock up early on your winter essentials, such as ice melt and salt," Harvey explained. "Prepare your supplies, like shovels and waterproof boots, for easy access - and clear your yard of furniture and debris. Taking a few minutes beforehand to make some basic preparations can save valuable time for when the storm hits and it helps to relieve the stress of protecting your home during a significant weather event."

Remember that strong winds and rains can do some major damage. Upgrading your property can minimize the potential for problems. 

"Installing hurricane shutters and/or storm doors and windows can help minimize damage," he noted. "When these areas are drafty, the air pressure inside your home can be impacted during a storm, causing wind, water and ice damage. Sealing the window and door frames with caulk and proper weatherstripping will decrease the draft and help regulate the air pressure inside your home. Often overlooked is the importance of a safe and secure garage door. Large garage doors, such as those for a two-bay garage, can become warped and damaged when there are high winds, intense rain or snow and frigid temperatures."

One other important area to inspect is your roof. Leaks or worn shingles can present issues in severe weather, so consider calling in a professional should you notice a problem. Now is also the time to inspect your gutters as well.

"Gutters and downspouts should regularly be cleared of debris to ensure they are flowing properly," said Harvey. "Your attic should be well-ventilated so that the temperature inside reflects closely to that of what is outside. If the attic is too warm during a heavy snowfall, that heat will cause the snow to melt and travel down the slope of your roof. This water has a tendency to refreeze when it reaches the lower level of your roof near the gutters where the temperature is colder. This can form an ice dam and not allow for proper drainage."

Above all else, Harvey stressed preparations as an important part of being a homeowner. Take the right steps before severe weather to help prevent damage and keep your home safe and secure.