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WHAT PEOPLE ARE SAYING

Home Loan was started to help our customers achieve their goals, and we're proud of our track record. But don't take our word for it. Here's what some of our customers have to say:


"Working with Mario [Loan Originator] at Home Loan Investment Bank made the often rocky road of refinancing smooth and almost easy. Once we sent our information to Mario he reviewed it quickly, and promptly let us know if anything was missing. We were in Arizona, the property we were refinancing was in Maine, and Mario was in Rhode Island, but working with Mario was like working with a next door neighbor!"

– Dave M.


 "In this day and age, it is rare to find true kindness, consideration and courtesy. Emily [Loan Originator] was all of those things and more. I just wanted you, her manager, to know what a really excellent job she did for us. Thank you.

– D. Gayle & Robert W.


"This is just to thank you for all of your help. We finally closed on the houses! Please know that we are very thankful to you for helping us achieve a 'new' dream in America. My husband came to America 18 years ago with one dollar in his pocket and now he owns three houses... thanks to Home Loan Bank."

– Carolina B.


"Thanks to Kristin [Loan Originator] and your bank loan, this New Year is certainly looking brighter for me and my children. I know that I am one of the many thousands of people your bank deals with on a daily basis, but I never felt like a number or an account."

– Maggie C.


"I am writing to thank your for the opportunity for us to finally bring our previously high mortgage rate down. Due to financial difficulties over the past several years, until now we have been unable to do so. The opportunity your institution has made available for us is making all the difference in us securing our financial future."

– Karen T.


 "Thank you so much for all your help on our recent loan. Your professionalism, knowledge and great customer services made it all happen."

 – Frank and Eileen S.


"I closed on a home refinance with Home Loan Investment Bank in May. Mario [Loan Originator] made the process easy and painless. Mario and Home Loan were great to work with. It was just like your neighborhood bank on the phone and over email, and they were always available to move the process forward. This was truly a once in a lifetime refinance opportunity. I have the same monthly payment for a 15 year fixed mortgage versus my old 30 year fixed mortgage. Thank you. "

– Nils M.


"Thank you for superior professionalism and just plain human compassion throughout my refinancing process."

– Sonja S.


"I have been a Real Estate Broker for over 24 years, dealt with a lot of banks, bankers and brokers and I have never been treated so kindly."

– Evelyn B.


"Lance [Loan Originator] was extremely helpful, answered all of our questions promptly, whether asked by phone or fax, and his attention to detail and follow up were commendable. It may be a level of excellence that you expect from all of your agents, but we found it exceptional and worthy of comment."

– Harold S.


"We have told other people about the great way we were treated and about the smooth refinancing experience your company and Emily [Loan Originator] provided and have referred them all to you for help in refinancing their home."

–Gay and John B.

  
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Quick and easy vehicle modifications that can save gas

Posted on Wednesday, February 20, 2013 at 1:53:16 PM

When purchasing a vehicle, most consumers are aware of the immediate costs and obtain used car financing to assist with the purchase, but others neglect to consider future costs such as gasoline and maintenance. Gas is vital to the operation of an automobile, and if the car is being used frequently, the expenses can gradually become overwhelming.

There are a number of economical modifications car owners can make to their vehicle - after purchasing it - that will help them to consumer less gas and save more money.

Installing a vacuum gauge
As the way in which drivers operate their car can affect the fuel efficiency, installing a vacuum gauge can help them better monitor their gas consumption in real time. The inexpensive, low-tech device evaluates the manifold vacuum's effectiveness and can be hooked to the dashboard of a car. After some practice, drivers can learn to use the gas and brake pedals in ways that use less fuel. 

Increasing the vehicle's aerodynamics
Pickup trucks are seldom sold with a cap or cover for their flatbeds, but users that incorporate such an accessory when they aren't hauling a load can save lots of gas. When operating a pickup truck without a flatbed cover, wind that flows into the exposed space can create a notable amount of drag and greatly reduce the vehicle's fuel efficiency. Solid caps as well as vinyl covers can easily be taken on and off.

Reducing extra weight
While some drivers think this means they should leave their toolbox at home, removing stock parts of the vehicle, such as unused passenger seating or roof racks can facilitate the engine's efficient operation. Reinstalling such features on a need-only basis can help drivers realize real savings over time.

Those still weighing their car-buying options should consider gas costs, and examine auto financing opportunities with Home Loan Investment Bank, a trusted lending company.