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WHAT PEOPLE ARE SAYING

Home Loan was started to help our customers achieve their goals, and we're proud of our track record. But don't take our word for it. Here's what some of our customers have to say:


"Working with Mario [Loan Originator] at Home Loan Investment Bank made the often rocky road of refinancing smooth and almost easy. Once we sent our information to Mario he reviewed it quickly, and promptly let us know if anything was missing. We were in Arizona, the property we were refinancing was in Maine, and Mario was in Rhode Island, but working with Mario was like working with a next door neighbor!"

– Dave M.


 "In this day and age, it is rare to find true kindness, consideration and courtesy. Emily [Loan Originator] was all of those things and more. I just wanted you, her manager, to know what a really excellent job she did for us. Thank you.

– D. Gayle & Robert W.


"This is just to thank you for all of your help. We finally closed on the houses! Please know that we are very thankful to you for helping us achieve a 'new' dream in America. My husband came to America 18 years ago with one dollar in his pocket and now he owns three houses... thanks to Home Loan Bank."

– Carolina B.


"Thanks to Kristin [Loan Originator] and your bank loan, this New Year is certainly looking brighter for me and my children. I know that I am one of the many thousands of people your bank deals with on a daily basis, but I never felt like a number or an account."

– Maggie C.


"I am writing to thank your for the opportunity for us to finally bring our previously high mortgage rate down. Due to financial difficulties over the past several years, until now we have been unable to do so. The opportunity your institution has made available for us is making all the difference in us securing our financial future."

– Karen T.


 "Thank you so much for all your help on our recent loan. Your professionalism, knowledge and great customer services made it all happen."

 – Frank and Eileen S.


"I closed on a home refinance with Home Loan Investment Bank in May. Mario [Loan Originator] made the process easy and painless. Mario and Home Loan were great to work with. It was just like your neighborhood bank on the phone and over email, and they were always available to move the process forward. This was truly a once in a lifetime refinance opportunity. I have the same monthly payment for a 15 year fixed mortgage versus my old 30 year fixed mortgage. Thank you. "

– Nils M.


"Thank you for superior professionalism and just plain human compassion throughout my refinancing process."

– Sonja S.


"I have been a Real Estate Broker for over 24 years, dealt with a lot of banks, bankers and brokers and I have never been treated so kindly."

– Evelyn B.


"Lance [Loan Originator] was extremely helpful, answered all of our questions promptly, whether asked by phone or fax, and his attention to detail and follow up were commendable. It may be a level of excellence that you expect from all of your agents, but we found it exceptional and worthy of comment."

– Harold S.


"We have told other people about the great way we were treated and about the smooth refinancing experience your company and Emily [Loan Originator] provided and have referred them all to you for help in refinancing their home."

–Gay and John B.

  
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Consumer confidence remains high in remodeling market

Posted on Friday, February 1, 2013 at 2:57:30 PM

With the national housing market continuing to see increased property values in certain areas, American homeowners who are looking to remodel their existing houses may want to find a contractor and obtain home improvement financing soon.

According to information recently released by the National Association of Home Builders (NAHB), the remodeling market index (RMI) increased five points to 55 in the fourth quarter of 2012, marking the highest reading since early 2004. The index illustrates increasing activity across the country, and also projects future gains for the remodeling industry. 

"We are more confident about the remodeling market's future coming off a strong year of residential remodeling growth, though the post-recession industry is still restrained by the amount of time it takes to convert leads to sales," said NAHB Remodelers chairman Bill Shaw. "Our remodeler members are regaining confidence in the market as home owners move forward with projects that they put off in years past."

The RMI was seen at levels of about 50 in all four regions of the nation. The Northeast surged 24 points from last year, primarily because of the start of work related to damage incurred during Superstorm Sandy, NAHB reported. Remodelers also indicated to the organization that activity was strong for owner-occupied properties in particular. In addition, the industry professionals rated all categories of remodeling in owner-occupied homes at a level of 56 or better.

NAHB estimates spending for owner-occupied single-family homes will rise by 2.4 percent this year over last, and another 1.7 percent increase could potentially be seen in 2014. Slow but steady growth throughout the housing market may be the answer to many of the problems brought about by the recent financial crisis.

Consumers who take on home improvement projects could see their home's value increase and become more attractive to buyers. Those hoping to remodel areas of their house can research a wide variety of available home improvement loans by contacting Home Loan Investment Bank.